Terms of use

By using whatisworkingcapital.com (the "site") you agree to these terms. If you do not agree, please do not use the site.

Educational information only

Everything on the site, including articles, examples, tables and calculators, is general educational information about business finance concepts. It is not financial, investment, accounting, tax, lending or legal advice, and it does not take your circumstances into account. Examples use invented businesses and illustrative numbers. Before making decisions, consult a qualified professional who can review your situation. We are not a lender or broker and do not arrange financing.

Calculators

Our calculators run in your browser and produce estimates from the numbers you enter using standard formulas. Results depend entirely on your inputs and are provided for illustration only. We do not guarantee their accuracy or suitability for any purpose.

Accuracy

We work to keep content accurate and up to date, but rules, products and practices change and differ between places. We make no warranty that the content is complete, current or error-free. If you spot a problem, please let us know.

Using our content

The text, illustrations and design of the site are owned by What Is Working Capital unless otherwise stated. You may read, print and share links to pages for personal or internal business use. Please do not republish substantial parts of the site without written permission. Short quotations with a link back are welcome.

Advertising and third-party links

The site displays advertising provided by third parties, including Google. Ads are not endorsements. Links to other websites are provided for convenience; we are not responsible for their content, products or practices.

Limitation of liability

To the fullest extent permitted by law, What Is Working Capital and its team are not liable for any loss or damage arising from your use of, or reliance on, the site or its content. Nothing in these terms limits liability that cannot be limited by law.

Privacy

Our privacy policy explains how cookies, advertising and analytics work on the site.

Changes

We may update these terms from time to time. Continued use of the site after changes means you accept the updated terms.

Contact

Questions about these terms: hello@whatisworkingcapital.com.